Shaun Ganguly warns the new rules will impact wealthier individuals most, ending strategies that used large upfront payments to qualify for pensions. He adds that indexed daily fees create uncertainty and heighten fears of running out of money in care.
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Specialist advisers guide families through aged care with planning, education, placement, Centrelink/DVA support, and financial strategies, stressing clarity and trust. Shaun Ganguly highlights client education, early assessments, and comprehensive financial and estate planning.



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